Why To Choose A Safe Over A Safe Deposit Box

by | Feb 22, 2024 | Security Safes

safe deposit box Choosing A Guardian Safe & Lock Safe Over Bank Safe Deposit Boxes: A Wise Investment

 

Securing your valuables is a priority in Houston, and the decision between entrusting them to a bank’s safe deposit box or buying a personal safe from Guardian Safe & Lock is a significant one. In this blog article, your favorite Houston locksmith will delve into the advantages of opting for a safe from Guardian Safe & Lock, emphasizing practicality, customization, security features, ownership benefits, and other additional perks.

Unmatched Accessibility and Convenience

In the United States and elsewhere, safe deposit boxes are considered a “legacy service”; many new bank branches do not bother to install any, meaning a longer drive for many customers to locate a branch that does have them. Safe deposit boxes are also typically accessible only during the bank’s business hours, which may not be convenient for everyone.

If it’s a holiday or the bank your deposit box is located at is closed, you effectively have no access to your valuables. In addition, it’s typical to be charged a regular fee for a safe deposit box. With a Guardian Safe & Lock jewelry safe or gun safe installed in your home, this isn’t an issue, and you retain full access to your property regardless of the day or time without having to worry about a long drive or paying any kind of fee at all.

Privacy and Discretion

Although the contents of a safe deposit box are private, the bank may have policies in place allowing access to other people in certain situations, such as during a legal dispute. The contents of safe deposit boxes may also be seized by the state or bank under laws covering abandoned property. They also may be searched and seized by the order of a court through the issuance of a search warrant.

With a personal home safe, you have greater control over who has access to your belongings and documents. There are no third-party interventions that you’re unaware of unless you explicitly grant access to that person.

bank safe deposit Tailored Solutions and Varied Storage Sizes

Safe deposit boxes at your local bank are most likely the same as those at many others; featureless empty boxes only varying in dimensions. With a safe from Guardian Safe & Lock, there are many more options to organize and store your belongings. Safes usually come with options such as adjustable shelving, keyed drawers, barrel rests for rifles and shotguns, pistol holsters, zipper pouches, jewelry boxes, and much, much more.

Some safes that we sell even include light kits and electrical outlets, making them easier to use and more convenient for electronics such as holographic scopes on firearms or automatic watch winders. In addition, safes can be as small as a safe deposit box, to units that are over six feet tall and capable of storing many times more than what can be rented at the bank.

Advanced Fire & Security Features

Despite the perception of safe deposit boxes as being extremely secure, there is little incentive for banks to ensure this is true; there are no federal laws in the US governing the matter or rules that would require compensation to customers if property stored there is stolen or destroyed. In the United States, neither banks nor the FDIC insures the contents of these deposit boxes. This commonly necessitates the customer to purchase insurance for the unit, on top of the fee to even store anything within them.

Safe deposit boxes also do not possess fireproof qualities and are completely susceptible to heat and fire. In the event of a fire, paper can burn if the temperature inside the bank vault reaches 451 degrees Fahrenheit. Jewelry and other metal items can melt at a temperature of 1,763 degrees Fahrenheit. Electronics and other sensitive materials such as hard drives, memory cards, and film are even more sensitive to heat, commonly being ruined beyond recovery at 250 degrees Fahrenheit.

Conversely, a safe supplied by Guardian Safe & Lock can have multiple ways to prevent access by burglars, including features such as relockers, hardened anti-drill plates, and much more robust construction including both thicker steel and compressed concrete. We also sell and install fire safes, rated between 45 minutes to 2 hours of protection from Underwriters’ Laboratories and other leading authorities from around the globe, ensuring your documents and other belongings are safe and secure from any type of threat.

Comprehensive Safe Warranties

As discussed earlier, safe deposit boxes are not insured. This means in the event of a burglary, fire, flood, or any other calamity that you may never be able to recover or be compensated for your personal belongings. Luckily, with a home or business safe from Guardian Safe & Lock, many models are covered for life from fire or burglary with the manufacturer’s warranty.

While losing what matters most to you may be a tragedy and sometimes may be unavoidable, a true security safe can stand up to many challenges better than a simple safe deposit box, while being larger, cheaper, and easier to access and use on a day-to-day basis for most owners.

F 54qm3W8AAKza6 300x300 1 - Guardian Safe & Lock LLC Safe Deposit Boxes – In Conclusion

While safe deposit boxes are typically hailed by some as a form of ‘ultimate security’, they’re not as safe or secure as many would believe. With a safe from Guardian Safe & Lock, you can rest a little easier knowing your belongings are within easy reach, safe from fire and burglary, and much cheaper and easier to access in your own home or office.

When you need a residential locksmith, auto locksmith, or commercial locksmith services, the team at Guardian Safe & Lock stands ready to assist you. Our technicians are true security professionals, offering services including access control system and CCTV installation in Houston. We also offer safe sales, troubleshooting, and repair for the entire Greater Houston area. Whether you need a locksmith in Katy or a Sugar Land locksmith, we’re always ready to get the job done right for you the first time. Your security is always our priority, call today for more information: 832-534-8687

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